M
Margaret Capital
Private Bridge Lending

Fast, Flexible Capital.
Asset-Backed Returns in
Markets We Know.

Margaret Capital provides short-term bridge loans to experienced real estate operators across the East Coast. We move when banks cannot.

Portfolio Highlights
10–12%
Target Annual Net Returns
Paid monthly to investors
Senior
Secured Lien Position
First or second lien, always collateralized
7–14
Days to Close
Avg. from term sheet to funding
$1M–$15M
Loan Size
Per transaction
Senior-Secured Lending◆ Balance Sheet Lender · Not a Fund◆ Principal Co-Investment on Every Deal◆ Accredited Investors · Family Offices · RIAs◆ East Coast Coverage◆ Monthly Distributions◆ In-House Underwriting · No Committees◆ Senior-Secured Lending◆ Balance Sheet Lender · Not a Fund◆ Principal Co-Investment on Every Deal◆ Accredited Investors · Family Offices · RIAs◆ East Coast Coverage◆ Monthly Distributions◆ In-House Underwriting · No Committees◆
About Margaret Capital

Built by operators.
Trusted by investors.

Margaret Capital is a direct bridge lender — not a fund, not a middleman. When you invest with us, your capital is deployed into a specific, identified loan secured by real property. No pooling. No opacity. You know the deal before you commit.

Our principals have operated across the full real estate cycle — as buyers, developers, and now lenders. We underwrite every loan we'd put our own money into — and we invest alongside you in every deal.

"Every loan we originate, we'd put our own capital into. That standard doesn't change."

We work with accredited investors, family offices, and RIAs who want short-duration real estate debt exposure with full visibility into what backs their capital.

10–12%
Target net annual returns
Senior
Secured position — first or second lien, always collateralized
$100K
Minimum investment
$15M
Maximum loan size per transaction
Our Process

Transparent.
Senior-secured.
No surprises.

Every investment is a direct, deal-by-deal commitment — not a blind pool. Before you wire a dollar, you'll see the property, the borrower profile, the LTV, and the full term sheet.

Your capital is secured by real property in senior position — whether first or second lien, every loan is fully collateralized with meaningful equity cushion. That's the protection that matters.

Loans are interest-only with 12-month terms (extensions available), keeping your capital working and your duration short. No long lock-ups. No fund-level opacity.

Lien Position
Senior-Secured (1st or 2nd Lien)
Min. Investment
$100,000
Loan Size
$1M – $15M per deal
Loan Term
12 months (extensions available)
Amortization
Interest Only
Eligible Investors
Accredited · Family Office · RIA
Markets
East Coast Coverage
Contact
info@MargaretCap.com
Our Edge

What sets us apart.

01
Senior-Secured Lending
Every loan is fully collateralized by real property — first or second lien position with conservative LTV. Your capital is always protected by tangible assets.
02
In-House Underwriting
No third-party approvals, no committee delays. Our principals make decisions. That's how we close in a week when banks take a month.
03
Principal Co-Investment
Our principals invest alongside you. When our capital is in the deal, our incentives are perfectly aligned with yours — period.
04
Conservative LTV
We lend with a meaningful margin of safety, protecting principal even under adverse market conditions. Downside protection built in.
What We Lend On

The asset types we know best.

From multifamily to mixed-use, we've lent across property types throughout our markets. Loans from $1M to $15M, closing in as little as one week.

Multifamily apartment building
Multifamily

2–20 unit residential buildings across NYC and metro markets. Our most active asset class.

Mixed-use commercial building
Mixed-Use

Retail-over-residential and commercial-mixed buildings in urban and suburban corridors.

Residential fix and flip
Fix & Flip / Residential

1–4 family properties being repositioned. Fast capital for operators who need to move.

Commercial and industrial
Commercial & Industrial

Office, retail, and light industrial assets where speed and certainty of close matter most.

Active Markets

We lend where we know the market.

Our focus is the East Coast — the markets we've operated in, invested in, and understand deeply. From New York to Florida, we bring local insight to every deal.

NY
New York
Primary Market
NJ
New Jersey
Active
CT
Connecticut
Active
PA
Pennsylvania
Active
FL
Florida
Active
MD
Maryland
Expanding
Get In Touch

Consistent, asset-backed
income for qualified investors.

We offer accredited investors access to a diversified portfolio of senior-secured bridge loans. Each position is backed by real property in markets where our team has direct operational experience.

Whether you're an investor or a borrower — complete the form and we'll be in touch within one business day.

  • Accredited investors only$100,000 minimum investment
  • Target Net Return10% – 12% Annualized
  • Investment StructureParticipating Mortgage
  • DistributionsMonthly interest payments
Email
info@MargaretCap.com
Location
New York City
Active Markets
NY · NJ · CT · PA · FL · MD
Get In Touch

Whether you're an investor or a borrower — we respond to every inquiry.

By submitting you consent to be contacted by Margaret Capital.

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